You should have already received your Stimulus Check from the US government for Coronavirus relief. If you have a little left over after paying bills, you may be considering how best to spend it.

Before the checks were even sent, tele-scammers were targeting people who needed the money fast, offering advances on the check rather like payday lenders. They then charge interest with high rates that make it almost impossible to pay back.

Other scammers may call saying that there is a problem and they need to verify some information on the phone. They will claim they are from the Federal Government, but no matter what they say, never give out your Social Security number over the phone, or bank routing numbers unless you have dialed the number directly.

The government has your Social Security number on file, and if you e-file your taxes, they also have your bank numbers. A reputable company will never ask for your full Social Security number over the phone.